That 5% at back-to-school time can really add up. A recent study by the College Board shows the average cost for books and supplies last year was $1,225 at public colleges and $1,244 at private colleges. Using the Barnes & Noble MasterCard for those purchases at campus Barnes & Noble bookstores or at BN.com could give you an immediate $60 savings.
You will also receive a $25 Barnes & Noble gift card after your first purchase with the card and you will receive an additional $25 Barnes & Noble gift card every time you reach 2,500 points. (1 point = $1 spent) The best thing, in my opinion: there is no annual fee for the Barnes & Noble MasterCard. So you can use it if you need it, if not, just forget you have it. No worries.
While letting go of your favorite (only) daughter is never easy, you can ease your mind, knowing she has a back-up plan, in case of emergencies... and no, Kaylee, Dunkin Donuts is NOT an emergency.